We’ve all made money mistakes. Even the most squeaky-clean bank account has seen a few mistake purchases in its time. If we’re lucky, these issues iron out and serve as lessons. In extreme cases, money mistakes can lead to years of debt, or a bad credit rating which sticks like glue. However, unfair as it may seem, it could be that you are ACTUALLY paying for other people’s mistakes.
One of the most frightening aspects of human existence is a lack of knowledge about what the future holds. Even if you’re swimming along nicely, there’s no guarantee that the picture will be as rosy in the days, months or years ahead. You never really know what’s around the corner, and bolts can appear out of the blue. If your finances have taken an unexpected knock, here are some of the best ways to handle life’s hardest problems.
Remember that we are learning to refocus and find balance in all areas of life. Last week, we talk about finances (click here to read my budgeting ideas for a varying income). As I started to write this, I realized I have no idea why I decided to pursue this niche at this season in our lives.
What do you do when your situation forces you to take up a side income job? What if you don’t have the time to plan it like you wanted or have the means to dream big? This is where we found ourselves at for the last few weeks…
See, the doctors call it uncontrolled, brittle, difficult, unpredictable, confusing and they feel sorry for me because I am trying so hard. I tell my husband it is tiring, exhausting, makes me feel lost, depressed and exhausted, it seems like a full time job. You can call it Type 1 Diabetes with super high risk pregnancy. The pregnancy has gone pretty well, up until 3 weeks ago. Now, at 7 months pregnant, I have had 2 hospital visits in the last 3 weeks, daily struggles to control my diabetes and am now only able to work about 2 days a week, if that much! And it is all due to having a chronic disease that doesn’t play by the rules.
Okay, I get it – you don’t have time, it may not work out, it is hard to start out, and you don’t know what to do (fix THAT issue by reading my previous blogs part 1, part 2 and part 3 for 80+ suggestions on gigs/side hustles to get started with).
As mentioned in my previous post, it is the time of year where most of us are feeling stressed with money and needing an extra little bit of side income. Since my husband and I have worked 40+ freelancing and gig type jobs, I am listing the best of the best that we have worked with.
Here are my top picks for someone who: needs a job from home, but does not want something that requires a lot of time.
As we continue on our financial journey, I felt that I should share some things I wish I had been told when I was in college. College years is where most people start to pick up bad habits for their finances. If your parents didn’t set you up for success (aka – teach AND model good finances), you get out of high school and are plunged into the adult world, filled with bills, responsibility, college, stress and trying to stay afloat in all of it. And, so you try, kudos to you for trying! But, if you are reading this, you probably in need of some tips.
“I know I could have used the help 10 years ago when I struggling to keep my grades up and my bank account postive…”
so here is my post college financial wisdom…
Money… the lack of it, the way it is spent, stressing over, working 40+ hours a week for it. And if you are trying to do life with a spouse, well, then it is double the trouble as you try to do this whole money thing together. Seriously, you know that money is the #1 reason for divorce in America, no wonder it feels like you are trying to pull a lion’s teeth every time you try to talk about it. So let’s find a better way to do this, let’s pretend budget conversations are like eating dinner.
How I managed to have this much clutter in my kitchen, I will never know. And I didn’t get through the dishes/utensils. What I worked through was the food cabinet, the spice cabinet, the tea cabinet, the coffee cup cabinet and the 3 cabinets that are basically kitchen junk cabinets. 4 bags of trash. 4 bags of wasted space. 4 bags of unneeded stuff. FOUR. BAGS.OF. TRASH… FROM. MY. KITCHEN. CABINETS. Continue reading “How (And WHY) I Threw Out 4 Bags Of Clutter From My Kitchen…”
I always felt I should make elaborate meals. And then… I would get so stressed and upset when Henry wouldn’t eat them. I grew up eating 3 sit-down meals a day, 3 complete meals with protein, starch/carbohydrates and vegetables. Sometimes a dessert and fruit too. So, this is how I tried to handle food in our house for 2 years. HOWEVER, I stressed so much over how I ‘should’ be cooking that I HATED cooking. HATED the kitchen. HATED shopping for us. HATED planning meals. HATED anything to do with food. I was wasting time and energy AND money trying to keep up with the cooking and planning. Who is with me on this?