When it comes to protecting your finances, there are few actions that are more important than investing in insurance.
You can’t make an omelet without cracking a few eggs. The same goes for working, as you cannot make money without spending it. Everyone loses money on their way to work.
Most of us think that we have a pretty tight grip on our finances. Sure, it wasn’t always this way. We’ve made some mistakes along the way from bad investments to frivolous purchases to poorly managed debts.
It does not matter how old you are, how much money you have in the bank, or what you do for a living, you need to check your credit score and you need to maintain it.
Facing a personal financial crisis can be scary. Even if you have savings to help you out, you start to wonder just how long they’re going to last you. Whether you have high and unexpected expenses or you’ve lost your job, you need to find ways to survive until you’re able to get things back to normal.
We’ve all made money mistakes. Even the most squeaky-clean bank account has seen a few mistake purchases in its time. If we’re lucky, these issues iron out and serve as lessons. In extreme cases, money mistakes can lead to years of debt, or a bad credit rating which sticks like glue. However, unfair as it may seem, it could be that you are ACTUALLY paying for other people’s mistakes.
In today’s economy, we could all benefit from earning more money. Am I right?
Sometimes, trying to save money is a daunting task. Okay, well always! Especially if you are the non-budgeting one of the relationship, then trying to get a savings fund is just a great excuse for creating guilt to your life. Who needs that? So, let’s make it easier. I have come up with 11 truly brilliant ways to save money that are actually easy to remember.
It’s not the past that defines us; what defines is how we strive to put the past behind us. If you are in a financially messy state (really, who isn’t?), then it’s tempting to lament the decisions that lead you to that position. But really, what does that get you? You’ll be in a looping guilt trip, and all the while, you will be doing nothing to ensure you’re able to move toward reaching your financial goals. Let’s look to creating change instead. It’s much better to adopt a can-do mindset, and tackle any issues head-on. Here’s how you do it.
Another late night writing and working, which will be followed by another early morning wake up call from my little 4-month old. So, I had to break out the coffee again and this time it was Sudden Coffee instant coffee. I really liked this coffee, especially how it tasted. Noooww… it is a little more expensive, but I think it is a quality worth investing in…