Don’t you just love budgeting and hearing about all the changes you need to make? I mean, doesn’t it just inspire you to change everything and never go out to eat again? Riiiight… yeah, me neither.
As I have started consulting with small business owners, I have noticed that when people don’t treat a business as a business, it can cause mental stress and chaos for the whole family.
Have you ever taken a financial or budgeting class? Maybe as part of your church or through a budgeting program that you paid for?
I love budgeting! However, for the past 3 years, it was very difficult for us to create a working budget. Why? All the jobs we worked were unsteady paychecks.
It’s the time of year where we all spend a little (or a lot) extra on gifts, events, parties and who knows what else. Are you the discount gifter, the planned gifter or the unplanned, rushed gifter?