It’s not the past that defines us; what defines is how we strive to put the past behind us. If you are in a financially messy state (really, who isn’t?), then it’s tempting to lament the decisions that lead you to that position. But really, what does that get you? You’ll be in a looping guilt trip, and all the while, you will be doing nothing to ensure you’re able to move toward reaching your financial goals. Let’s look to creating change instead. It’s much better to adopt a can-do mindset, and tackle any issues head-on. Here’s how you do it.
If your family is on the road out of debt, there are bound to be a few bumps along the way. Of course, these bumpy moments can seem a little disheartening when they happen, but as long as you traverse them quickly, they needn’t do your overall journey to much harm. It is with this in mind that I have written the following post that can help you deal with the small financial bumps and get back on track. Read on to find out more…
Most of us are are living paycheck to paycheck, so we all are stressing about not having enough income to match our lifestyle. Seriously, you know there is a constant stress and struggle when you are trying to stretch the money to make ends meet. It is time to change that!
Money is the #1 stressor for most families, and we all understand why. Here are 6 ways that parents can decrease their budget, while still enjoying life and making memories with their kids…
Have you ever thought that maybe your problems with money go beyond hating to budget or not being able to save? Be it a pattern taught (or not taught) by your parents or slowly created over time through bad habits, it could be that your finances are to the point where you need therapy to get out of it.
Don’t you just love budgeting and hearing about all the changes you need to make? I mean, doesn’t it just inspire you to change everything and never go out to eat again? Riiiight… yeah, me neither.
I just saw a blog titled “I paid off $50,000 of debt in 2 months and here is how I did it.” I think I gagged a little at how out of this world their claims are as I rolled my eyes. Yeah, we aren’t there yet either, so let’s celebrate the little steps of victory instead…
As I have started consulting with small business owners, I have noticed that when people don’t treat a business as a business, it can cause mental stress and chaos for the whole family.
Have you ever taken a financial or budgeting class? Maybe as part of your church or through a budgeting program that you paid for?
I love budgeting! However, for the past 3 years, it was very difficult for us to create a working budget. Why? All the jobs we worked were unsteady paychecks.