Have you ever thought that maybe your problems with money go beyond hating to budget or not being able to save? Be it a pattern taught (or not taught) by your parents or slowly created over time through bad habits, it could be that your finances are to the point where you need therapy to get out of it.
Don’t you just love budgeting and hearing about all the changes you need to make? I mean, doesn’t it just inspire you to change everything and never go out to eat again? Riiiight… yeah, me neither.
I just saw a blog titled “I paid off $50,000 of debt in 2 months and here is how I did it.” I think I gagged a little at how out of this world their claims are as I rolled my eyes. Yeah, we aren’t there yet either, so let’s celebrate the little steps of victory instead…
As I have started consulting with small business owners, I have noticed that when people don’t treat a business as a business, it can cause mental stress and chaos for the whole family.
Have you ever taken a financial or budgeting class? Maybe as part of your church or through a budgeting program that you paid for?
I love budgeting! However, for the past 3 years, it was very difficult for us to create a working budget. Why? All the jobs we worked were unsteady paychecks.
It’s the time of year where we all spend a little (or a lot) extra on gifts, events, parties and who knows what else. Are you the discount gifter, the planned gifter or the unplanned, rushed gifter?