When it comes to protecting your finances, there are few actions that are more important than investing in insurance.
Most of us think that we have a pretty tight grip on our finances. Sure, it wasn’t always this way. We’ve made some mistakes along the way from bad investments to frivolous purchases to poorly managed debts.
It does not matter how old you are, how much money you have in the bank, or what you do for a living, you need to check your credit score and you need to maintain it.
Facing a personal financial crisis can be scary. Even if you have savings to help you out, you start to wonder just how long they’re going to last you. Whether you have high and unexpected expenses or you’ve lost your job, you need to find ways to survive until you’re able to get things back to normal.
Giving gifts is one of the best things you can do. It’s true that giving is often better than receiving. If you love to give gifts, you can spend a lot of your time looking for the perfect presents. All sorts of occasions call for gifts, so you probably be buying them year round.
In today’s economy, we could all benefit from earning more money. Am I right?
Starting a business and being a parent might not seem mutually exclusive. How are you ever going to find the time to start and run a company when you’re already raising a family? That’s true to some extent and there are a lot of businesses that you just wouldn’t be able to manage while you’re looking after your family.
While you may have thought you’ve made considerable headway with regards to saving money, such as changing your attitude towards money, and making a few of the biggest sacrifices ever in your financial life, you still seem to be struggling to get by, why do you think this is?
Sometimes, trying to save money is a daunting task. Okay, well always! Especially if you are the non-budgeting one of the relationship, then trying to get a savings fund is just a great excuse for creating guilt to your life. Who needs that? So, let’s make it easier. I have come up with 11 truly brilliant ways to save money that are actually easy to remember.
It’s not the past that defines us; what defines is how we strive to put the past behind us. If you are in a financially messy state (really, who isn’t?), then it’s tempting to lament the decisions that lead you to that position. But really, what does that get you? You’ll be in a looping guilt trip, and all the while, you will be doing nothing to ensure you’re able to move toward reaching your financial goals. Let’s look to creating change instead. It’s much better to adopt a can-do mindset, and tackle any issues head-on. Here’s how you do it.