Trauma? Medical challenges? A move? A relationship loss? A career shift? A new baby? Yes, we just had our first born baby by C-section, and we are incredibly happy and blessed. However, parenting is also creating stress for both of us as we try to figure this all out. Really, any change will create stress on the brain. No matter what the situation is that is creating the stressors, we always need a plan to keep moving forward.
Most of our blogs on budgeting is about savings and cutting costs. But SOMETIMES being frugal becomes a mindset that gets us stuck in a cycle money saving efforts that greatly increases our stress. Instead of focusing on budgeting, let’s take a breath and laugh at ourselves . Are you ready? Here are some of our “not best budgeting ideas” that we need to laugh about…
This week, I am reading a book called Debt-Free Living by Larry Burkett. I am also reading up on some of my favorite financial blogs, it is always good to review what you know you already know.
What do you do when your situation forces you to take up a side income job? What if you don’t have the time to plan it like you wanted or have the means to dream big? This is where we found ourselves at for the last few weeks…
See, the doctors call it uncontrolled, brittle, difficult, unpredictable, confusing and they feel sorry for me because I am trying so hard. I tell my husband it is tiring, exhausting, makes me feel lost, depressed and exhausted, it seems like a full time job. You can call it Type 1 Diabetes with super high risk pregnancy. The pregnancy has gone pretty well, up until 3 weeks ago. Now, at 7 months pregnant, I have had 2 hospital visits in the last 3 weeks, daily struggles to control my diabetes and am now only able to work about 2 days a week, if that much! And it is all due to having a chronic disease that doesn’t play by the rules.
It’s time for a little confession. Okay, here it goes – my budgeting (and especially my spending) was sorta off-balance during the holidays.
This is the last in my series about side hustles and second incomes. My personal opinion is that everyone should have a side hustle, it’s kinda like a hobby… but you get paid for it! In this series, we have already given well over 50 options for side hustles and second incomes (check out part 1 here), but now let’s look for extra income jobs for people who Have the money and desire to invest in a side hustle turned career/business.
Okay, I get it – you don’t have time, it may not work out, it is hard to start out, and you don’t know what to do (fix THAT issue by reading my previous blogs part 1, part 2 and part 3 for 80+ suggestions on gigs/side hustles to get started with).
It’s Christmas evening, and we have ended our festivities for another year. It was another beautiful and memory making Christmas, we got wonderful presents and spent time with the ones we love the most. But it is evening now, so my husband is out working his ride-share gig job while I work writing gig from the computer.
It’s the time of year where we all spend a little (or a lot) extra on gifts, events, parties and who knows what else. Are you the discount gifter, the planned gifter or the unplanned, rushed gifter?
As we continue on our financial journey, I felt that I should share some things I wish I had been told when I was in college. College years is where most people start to pick up bad habits for their finances. If your parents didn’t set you up for success (aka – teach AND model good finances), you get out of high school and are plunged into the adult world, filled with bills, responsibility, college, stress and trying to stay afloat in all of it. And, so you try, kudos to you for trying! But, if you are reading this, you probably in need of some tips.
“I know I could have used the help 10 years ago when I struggling to keep my grades up and my bank account postive…”
so here is my post college financial wisdom…