It’s not the past that defines us; what defines is how we strive to put the past behind us. If you are in a financially messy state (really, who isn’t?), then it’s tempting to lament the decisions that lead you to that position. But really, what does that get you? You’ll be in a looping guilt trip, and all the while, you will be doing nothing to ensure you’re able to move toward reaching your financial goals. Let’s look to creating change instead. It’s much better to adopt a can-do mindset, and tackle any issues head-on. Here’s how you do it.
Have you ever taken a financial or budgeting class? Maybe as part of your church or through a budgeting program that you paid for?
I love budgeting! However, for the past 3 years, it was very difficult for us to create a working budget. Why? All the jobs we worked were unsteady paychecks.
Most of our blogs on budgeting is about savings and cutting costs. But SOMETIMES being frugal becomes a mindset that gets us stuck in a cycle money saving efforts that greatly increases our stress. Instead of focusing on budgeting, let’s take a breath and laugh at ourselves . Are you ready? Here are some of our “not best budgeting ideas” that we need to laugh about…
This week, I am reading a book called Debt-Free Living by Larry Burkett. I am also reading up on some of my favorite financial blogs, it is always good to review what you know you already know.
It’s time for a little confession. Okay, here it goes – my budgeting (and especially my spending) was sorta off-balance during the holidays.
As mentioned in my previous post, it is the time of year where most of us are feeling stressed with money and needing an extra little bit of side income. Since my husband and I have worked 40+ freelancing and gig type jobs, I am listing the best of the best that we have worked with.
Here are my top picks for someone who: needs a job from home, but does not want something that requires a lot of time.
As we continue on our financial journey, I felt that I should share some things I wish I had been told when I was in college. College years is where most people start to pick up bad habits for their finances. If your parents didn’t set you up for success (aka – teach AND model good finances), you get out of high school and are plunged into the adult world, filled with bills, responsibility, college, stress and trying to stay afloat in all of it. And, so you try, kudos to you for trying! But, if you are reading this, you probably in need of some tips.
“I know I could have used the help 10 years ago when I struggling to keep my grades up and my bank account postive…”
so here is my post college financial wisdom…