Most of us think that we have a pretty tight grip on our finances. Sure, it wasn’t always this way. We’ve made some mistakes along the way from bad investments to frivolous purchases to poorly managed debts.
We’ve all made money mistakes. Even the most squeaky-clean bank account has seen a few mistake purchases in its time. If we’re lucky, these issues iron out and serve as lessons. In extreme cases, money mistakes can lead to years of debt, or a bad credit rating which sticks like glue. However, unfair as it may seem, it could be that you are ACTUALLY paying for other people’s mistakes.
In today’s economy, we could all benefit from earning more money. Am I right?
Sometimes, trying to save money is a daunting task. Okay, well always! Especially if you are the non-budgeting one of the relationship, then trying to get a savings fund is just a great excuse for creating guilt to your life. Who needs that? So, let’s make it easier. I have come up with 11 truly brilliant ways to save money that are actually easy to remember.
It’s not the past that defines us; what defines is how we strive to put the past behind us. If you are in a financially messy state (really, who isn’t?), then it’s tempting to lament the decisions that lead you to that position. But really, what does that get you? You’ll be in a looping guilt trip, and all the while, you will be doing nothing to ensure you’re able to move toward reaching your financial goals. Let’s look to creating change instead. It’s much better to adopt a can-do mindset, and tackle any issues head-on. Here’s how you do it.